HSH Statistical Release: July 20, 2012
July 20th, 2012 Posted in Statistical Release by admin
These are the latest HSH National Interest Rate Benchmarks — produced from HSH’s weekly editorial survey of mortgage lenders across the US. Click here for more information. We have long-term statistical sets, too.
| HSH National Interest Rate Benchmarks For Week Ending 07/20/2012 |
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|---|---|---|---|---|---|---|---|
| This Week | Month Ago | Year Ago | |||||
| Loan Types (click for graph) |
Average Combined Rate |
Average Points |
Average Combined Rate |
Average Points |
Average Combined Rate |
Average Points |
|
| 30 Yr FRM | 3.86% | 0.33 | 3.98% | 0.28 | 4.80% | 0.28 | |
| 15 Yr FRM | 3.14% | 0.30 | 3.27% | 0.25 | 4.00% | 0.24 | |
| 1/1 Yr ARM | 3.08% | 0.20 | 3.13% | 0.13 | 3.46% | 0.18 | |
| 3/1 Yr ARM | 2.95% | 0.10 | 3.04% | 0.13 | 3.23% | 0.14 | |
| 5/1 Yr ARM | 2.81% | 0.28 | 2.90% | 0.25 | 3.36% | 0.24 | |
| 7/1 Yr ARM | 3.07% | 0.26 | 3.17% | 0.28 | 3.73% | 0.29 | |
| 10/1 Yr ARM | 3.48% | 0.28 | 3.58% | 0.32 | 4.22% | 0.29 | |
| For information on obtaining conforming and jumbo averages, click here | |||||||
| This average includes conforming and jumbo rates for “A” credit borrowers and include a wide range of LTV and discount structures.
Click here for detailed explanations of the terms and data used above. |
| HSH National Interest Rate Benchmarks For Week Ending 07/20/2012 |
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|---|---|---|---|---|---|---|---|---|---|
| This Month | Month Ago | Year Ago | Latest Trends | ||||||
| Loan Types | Average Rate | Average Rate | Average Rate | Click for Graph | |||||
| New Auto Loans All Terms, FICO 700+ |
5.12% | 4.77% | 5.36% |  |
|||||
| Used Auto Loans All Terms, FICO 700+ |
5.68% | 5.19% | 5.96% | |
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| Home Equity Loans Fixed Rates, 80% CLTV |
6.91% | 6.66% | 7.16% | |
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| Home Equity Lines Fully-Indexed, 80% CLTV |
5.19% | 5.13% | 5.20% | |
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Source: HSHAssociates.com, Pompton Plains NJ
1-800-UPDATES Compile Date: 07/20/2012 ©2012 HSH Associates
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