HSH Market Trends

These are the latest HSH National Interest Rate Benchmarks — produced from HSH’s weekly editorial survey of mortgage lenders across the US. Click here for more information. We have long-term statistical sets, too.

HSH National Interest Rate Benchmarks For Week Ending 02/05/2010
	This Week		Month Ago		Year Ago
Loan Types (click for graph)	Average Combined Rate	Average Points	Average Combined Rate	Average Points	Average Combined Rate	Average Points
30 Yr FRM	5.42%	0.27	5.55%	0.28	5.76%	0.38
15 Yr FRM	4.81%	0.24	4.97%	0.26	5.37%	0.36
1/1 Yr ARM	4.53%	0.33	4.67%	0.39	5.41%	0.66
3/1 Yr ARM	4.51%	0.21	4.62%	0.22	5.42%	0.43
5/1 Yr ARM	4.60%	0.24	4.81%	0.25	5.54%	0.37
7/1 Yr ARM	4.98%	0.29	5.28%	0.30	5.88%	0.42
10/1 Yr ARM	5.54%	0.30	5.70%	0.31	6.14%	0.34
For information on obtaining conforming and jumbo averages, click here

This average includes conforming and jumbo rates for “A” credit borrowers and include a wide range of LTV and discount structures. Click here for detailed explanations of the terms and data used above.

HSH National Interest Rate Benchmarks For Week Ending 02/05/2010
	This Month	Month Ago	Year Ago	Latest Trends
Loan Types	Average Rate	Average Rate	Average Rate	Click for Graph
New Auto Loans All Terms, FICO 700+	6.75%	6.77%	7.19%
Used Auto Loans All Terms, FICO 700+	7.34%	7.40%	7.67%
Home Equity Loans Fixed Rates, 80% CLTV	8.02%	8.12%	8.28%
Home Equity Lines Fully-Indexed, 80% CLTV	5.46%	5.46%	5.50%

Source: HSHAssociates.com, Pompton Plains NJ
1-800-UPDATES   Compile Date: 02/05/2010   ©2010 HSH Associates

Popularity: 1% [?]

These are the latest HSH National Interest Rate Benchmarks — produced from HSH’s weekly editorial survey of mortgage lenders across the US. Click here for more information. We have long-term statistical sets, too.

HSH National Interest Rate Benchmarks For Week Ending 01/29/2010
	This Week		Month Ago		Year Ago
Loan Types (click for graph)	Average Combined Rate	Average Points	Average Combined Rate	Average Points	Average Combined Rate	Average Points
30 Yr FRM	5.42%	0.28	5.59%	0.26	5.94%	0.33
15 Yr FRM	4.82%	0.23	5.00%	0.25	5.58%	0.32
1/1 Yr ARM	4.55%	0.33	4.60%	0.37	5.60%	0.47
3/1 Yr ARM	4.45%	0.20	4.64%	0.20	5.52%	0.39
5/1 Yr ARM	4.59%	0.24	4.85%	0.23	5.67%	0.34
7/1 Yr ARM	4.99%	0.29	5.35%	0.26	5.92%	0.43
10/1 Yr ARM	5.44%	0.26	5.79%	0.30	6.45%	0.34
For information on obtaining conforming and jumbo averages, click here

This average includes conforming and jumbo rates for “A” credit borrowers and include a wide range of LTV and discount structures. Click here for detailed explanations of the terms and data used above.

HSH National Interest Rate Benchmarks For Week Ending 01/29/2010
	This Month	Month Ago	Year Ago	Latest Trends
Loan Types	Average Rate	Average Rate	Average Rate	Click for Graph
New Auto Loans All Terms, FICO 700+	6.75%	6.77%	7.19%
Used Auto Loans All Terms, FICO 700+	7.34%	7.40%	7.67%
Home Equity Loans Fixed Rates, 80% CLTV	8.02%	8.12%	8.28%
Home Equity Lines Fully-Indexed, 80% CLTV	5.46%	5.46%	5.50%

Source: HSHAssociates.com, Pompton Plains NJ
1-800-UPDATES   Compile Date: 01/29/2010   ©2010 HSH Associates

Popularity: 1% [?]

These are the latest HSH National Interest Rate Benchmarks — produced from HSH’s weekly editorial survey of mortgage lenders across the US. Click here for more information. We have long-term statistical sets, too.

HSH National Interest Rate Benchmarks For Week Ending 01/22/2010
	This Week		Month Ago		Year Ago
Loan Types (click for graph)	Average Combined Rate	Average Points	Average Combined Rate	Average Points	Average Combined Rate	Average Points
30 Yr FRM	5.41%	0.26	5.48%	0.28	5.86%	0.31
15 Yr FRM	4.84%	0.24	4.89%	0.24	5.55%	0.30
1/1 Yr ARM	4.58%	0.38	4.70%	0.34	5.50%	0.39
3/1 Yr ARM	4.56%	0.20	4.51%	0.18	5.51%	0.33
5/1 Yr ARM	4.65%	0.22	4.71%	0.21	5.61%	0.33
7/1 Yr ARM	5.04%	0.28	5.17%	0.30	5.96%	0.38
10/1 Yr ARM	5.44%	0.27	5.60%	0.30	6.64%	0.39
For information on obtaining conforming and jumbo averages, click here

This average includes conforming and jumbo rates for “A” credit borrowers and include a wide range of LTV and discount structures. Click here for detailed explanations of the terms and data used above.

HSH National Interest Rate Benchmarks For Week Ending 01/22/2010
	This Month	Month Ago	Year Ago	Latest Trends
Loan Types	Average Rate	Average Rate	Average Rate	Click for Graph
New Auto Loans All Terms, FICO 700+	6.75%	6.77%	7.19%
Used Auto Loans All Terms, FICO 700+	7.34%	7.40%	7.67%
Home Equity Loans Fixed Rates, 80% CLTV	8.02%	8.12%	8.28%
Home Equity Lines Fully-Indexed, 80% CLTV	5.46%	5.46%	5.50%

Source: HSHAssociates.com, Pompton Plains NJ
1-800-UPDATES   Compile Date: 01/22/2010   ©2010 HSH Associates

Popularity: 1% [?]

These are the latest HSH National Interest Rate Benchmarks — produced from HSH’s weekly editorial survey of mortgage lenders across the US. Click here for more information. We have long-term statistical sets, too.

HSH National Interest Rate Benchmarks For Week Ending 01/15/2010
	This Week		Month Ago		Year Ago
Loan Types (click for graph)	Average Combined Rate	Average Points	Average Combined Rate	Average Points	Average Combined Rate	Average Points
30 Yr FRM	5.46%	0.32	5.37%	0.28	5.89%	0.31
15 Yr FRM	4.86%	0.29	4.79%	0.24	5.54%	0.32
1/1 Yr ARM	4.59%	0.42	4.50%	0.31	5.51%	0.45
3/1 Yr ARM	4.57%	0.23	4.51%	0.21	5.43%	0.30
5/1 Yr ARM	4.68%	0.25	4.65%	0.25	5.64%	0.29
7/1 Yr ARM	5.12%	0.28	5.09%	0.29	5.90%	0.34
10/1 Yr ARM	5.60%	0.30	5.54%	0.29	6.52%	0.36
For information on obtaining conforming and jumbo averages, click here

This average includes conforming and jumbo rates for “A” credit borrowers and include a wide range of LTV and discount structures. Click here for detailed explanations of the terms and data used above.

HSH National Interest Rate Benchmarks For Week Ending 01/15/2010
	This Month	Month Ago	Year Ago	Latest Trends
Loan Types	Average Rate	Average Rate	Average Rate	Click for Graph
New Auto Loans All Terms, FICO 700+	6.75%	6.77%	7.19%
Used Auto Loans All Terms, FICO 700+	7.34%	7.40%	7.67%
Home Equity Loans Fixed Rates, 80% CLTV	8.02%	8.12%	8.28%
Home Equity Lines Fully-Indexed, 80% CLTV	5.46%	5.46%	5.50%

Source: HSHAssociates.com, Pompton Plains NJ
1-800-UPDATES   Compile Date: 01/15/2010   ©2010 HSH Associates

Popularity: 1% [?]

These are the latest HSH National Interest Rate Benchmarks — produced from HSH’s weekly editorial survey of mortgage lenders across the US. Click here for more information. We have long-term statistical sets, too.

HSH National Interest Rate Benchmarks For Week Ending 01/08/2010
	This Week		Month Ago		Year Ago
Loan Types (click for graph)	Average Combined Rate	Average Points	Average Combined Rate	Average Points	Average Combined Rate	Average Points
30 Yr FRM	5.55%	0.28	5.30%	0.32	5.66%	0.35
15 Yr FRM	4.97%	0.26	4.73%	0.29	5.34%	0.32
1/1 Yr ARM	4.67%	0.39	4.53%	0.37	5.45%	0.45
3/1 Yr ARM	4.62%	0.22	4.44%	0.24	5.53%	0.34
5/1 Yr ARM	4.81%	0.25	4.61%	0.26	5.57%	0.32
7/1 Yr ARM	5.28%	0.30	5.06%	0.26	5.82%	0.34
10/1 Yr ARM	5.70%	0.31	5.50%	0.30	6.38%	0.34
For information on obtaining conforming and jumbo averages, click here

This average includes conforming and jumbo rates for “A” credit borrowers and include a wide range of LTV and discount structures. Click here for detailed explanations of the terms and data used above.

HSH National Interest Rate Benchmarks For Week Ending 01/08/2010
	This Month	Month Ago	Year Ago	Latest Trends
Loan Types	Average Rate	Average Rate	Average Rate	Click for Graph
New Auto Loans All Terms, FICO 700+	6.75%	6.77%	7.19%
Used Auto Loans All Terms, FICO 700+	7.34%	7.40%	7.67%
Home Equity Loans Fixed Rates, 80% CLTV	8.02%	8.12%	8.28%
Home Equity Lines Fully-Indexed, 80% CLTV	5.46%	5.46%	5.50%

Source: HSHAssociates.com, Pompton Plains NJ
1-800-UPDATES   Compile Date: 01/08/2010   ©2010 HSH Associates

Popularity: 1% [?]

December 31, 2009 — Residential mortgage rates bumped higher this week, ending 2009 on a rising note. Even with the four-week lift in rates, we are no worse off than we were as recently as mid-November, and still far, far below the June 2009 highs.

The overall average for 30-year fixed-rate mortgages tracked by HSH.com’s FRMI found the indicator of conforming, jumbo and expanded conforming rates rising to to 5.59%, an 11 basis point increase. For Hybrid 5/1 ARMs, the average overall rate tipped 14 basis points higher, closing the holiday-shortened survey week at 4.85%. As expected, rates moved higher for both conforming and jumbo loans this week.

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Popularity: 1% [?]