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Current ARM Rates:
Hybrid ARM Statistics
Mortgage Rates in Your Area:
Find Surveyed Average Rates in Your City
Daily Surveyed Rates from Individual Lenders
Trends For Average Rates
Current Indexes for ARMs
There is a very BIG difference from an advertised rate and a survey rate. Find out the difference in these rates and how they affect YOU...
Below are histories of major
indexes used by lenders. Lenders and servicers can
get the latest ARM indexes on a daily basis
via e-mail or via our web service. Consumers can use these ARM indexes with our
ARM Check Kit
to verify the interest rate adjustments on most types of ARMs.
For more ARM indexes click here
Trends and Graphs
3-Year Graph of 30-Year Fixed-Rate Mortgages (FRM)
3-Year Graph of 1-Year Graph Of Adjustable Rate Mortgages (ARM)
3-Year Graph of 5/1-Year Graph Of Adjustable Rate Mortgages (ARM)
National Monthly Averages From The HSH Survey
ARM Indexes: The new Monthly Libor index
ARM Indexes: Prime Rate 2000-Present
Graph Of Fed Funds Rate & Table Of Values
Update: Dec 16th
HSH on the Federal Reserve's Dec. 16 actions
The Fed Proposes Reg Z Changes for Subprime Mortgages
The Home-Price Vise
Who's hurt by falling home prices?
HSH's Refi Advisory: Get Moving!
If you're a homeowner with an ARM, it's time to seriously consider a switch to a fixed-rate mortgage.
Lead Aggregators, Trigger Leads, and Your Privacy
Is a 'Credit Crunch' Coming to the Mortgage Market?
What's the Point of Points?
(A 5-part miniseries)
(a 4-part miniseries)
Typical Specifications for B-C-D Credit
Refinance: Is It Right for You?
Your ARM's New Interest Rate:
How To Check Your Lender's Calculation
We want to know: Is your ARM troubling you?
Tell VoxPop about it!
What Moves Mortgage Rates?
A sample of Average Closing Costs
Thoughts on Mortgage Risk, Housing Bubbles and Market Perceptions
Option ARMs: A Negative Option Explained
The Principal Facts of Interest-Only Mortgages
HSH's Ten Best Ways to Improve Your Mortgage Experience
Vox Populi: RESPA Reform, Guaranteed Mortgage Packages and Fee Bundling
Current New Auto and Used Loan Averages
Credit Grade Calculator
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Income Qualification Calculator
How much mortgage will my income support?
Basic Loan Payment Calculator
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Mortgage Refinancing Calculator
Compare old vs. new loans, including "no-cost" and cash-out scenarios.
Mortgage Prepayment Calculator
Find out how much you need to pay to end your loan within a certain time.
Fast Amortization Calculator
Create an amortization schedule.
See the entire list of HSH Calculators.
HSH Booklets and Tutorials
A Homebuyer's Guide to...
Mortgage Fees and Qualification
Prepaying Your Mortgage
Private Mortgage Insurance (PMI)
Home Equity Loans and Lines of Credit
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